Homeowners Insurance
For most, the purchase of a home is the most valuable transaction one will make in their lifetime. Therefore, it is important to insure your home to the fullest. At Romar Insurance, we are experienced in insuring California homes and offering homeowners peace of mind about the security of their biggest investment. Allow us to customize a homeowners insurance policy based on your unique needs.
Standard homeowners insurance policies include the following coverages:
- Property Damage Liability
- Personal Liability
- Personal Property
- Additional Living Expenses
- Medical Expenses
Optional homeowners insurance available to you include:
- Property Injury Protection
- Scheduled Personal Property
- Extended Replacement Cost
- Full Replacement Cost
- Loss of Use
- Flood Insurance
- Earthquake Insurance
Contact Romar Insurance for all of your California homeowners insurance needs. We Value Your Protection!
Life Insurance
We all want the peace of mind knowing that our loved ones would be able to maintain financial stability in the event of our tragic passing, and life insurance can provide you with that confidence. Life insurance acts as a financial guarantee that your beneficiaries will receive the financial means necessary for survival if the unfortunate were to occur.
We understand that purchasing life insurance can be an overwhelming experience, which is why our experienced and bilingual agents will guide you through the process of selecting the right policy based on your unique needs.
There are different types of life insurance policies for unique situations, including:
- Term Life – Temporary coverage for a select period of time.
- Whole Life – Lifetime coverage that accrues cash value over the years.
- Universal Life – Acting as an investment tool, universal life insurance accrues cash value while also allowing you to accumulate interest with a flexible pricing structure.
Contact Romar Insurance for all of your California homeowners insurance needs. We Value Your Protection!
